Faq Page-frequently asked questions.

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All our services are available online.
We will continue listing our services here with a brief description / information on each of the services we offer. 

To learn more about the service you have a question about you can click on the "Find Out More button" and it will bring you to the page that has the additional information on the service and it will also give you the ability to apply for the service as well.

The Personal Loan Process. Our simple online loan request process is designed to connect you  with a lender or lending partner from our network to fund your loan. In  addition to personal loans, some of our lending partners may offer lines  of credit. If successfully connected and approved, you can receive your funds in as little as one business day. You will then have anywhere  from 24 month to 84 months in which to repay your loan, depending on the  terms of the loan agreement.

If you have bad credit you can apply for a loan up to $10,000 through this website. This website is for people that have a credit score under 600 points. Its free to apply and won't lower your credit score if you don't get approved because a soft credit pull is done to see if you qualify. This is the best place to go for a bad credit personal loan.

We have all the Home loan solutions you are looking for. Home loan financing, refinancing, home equity lines and reverse mortgages. Single family home, town home, condominium, multifamily home and manufactured home financing solutions. Financing options for your primary home, secondary homes and rental properties.

Should I Refinance My Student Loans? 

Depending  on how long you’ve been out of school, your annual income and credit  history is likely to have improved. By refinancing your existing student loans you may see a dramatic reduction in your interest rate – even a few points. With only a few exceptions, it is generally advisable for all student debt holders to at least explore a refinancing scenario,  especially since getting your rate through our platform will have no impact on your credit score.

Getting approved  through our auto loan service saves you time and money. Application and loan processes are private, secure, and confidential. There are no fees. It's free, fast, and easy. And there's never an obligation to use one of our lenders or loans. 

Click on the Apply For Your Auto Loan Today Link.

You fill out the simple loan request form, including how much money you  would like to borrow, your credit type, and loan reason. The form will also require you to provide some basic personal, banking, and income  information. 

Shortly after receiving your loan request, our affiliate lenders or lending partners will make a decision whether to approve your loan request or  not based on the information given. If approved, you'll be redirected  to a loan agreement with clear terms and conditions, including the amount you will need to repay and the repayment time frame. 

Shortly after you agree to the terms of the loan agreement the funds will be sent to your bank account by direct deposit.

Typical Requirements:
• Credit Score: 600+
• Minimum Income: $2,000 per month, must be verifiable
• Income Source: Employed or Self-Employed
• Loan Range Given: $1,000 to $35,000. 

Can I apply if I have bad credit?          

Absolutely! One of the benefits of auto title loans is that they are secured by factors such as your vehicle’s equity value and your ability to make regular monthly payments on time, not just your credit  score. Our Title Loans Service has been able to provide countless customers with auto title loans, including those with bad credit.

With our streamlined process, most qualified customers receive funding from an auto title loan in as little as one business day.        

Apply for a credit card today. You have a few ways to search for the credit card that works for you and your credit type. 

Browse by Category: 

Browse by Bank: 

Browse by Credit Rating: 

No credit, Bad credit, Fair credit, Good credit Visa and MasterCard.

We Have Numerous Funding Options To Help You Find The Best Loan For Your Business!  We are associated with direct lenders that will focus on your business cash flow instead of your credit score to get your loan approved in as  quickly as 48 hours and funded in as soon as five days with extremely  competitive rates and terms.  

The business loans we facilitate typically  range from $5,000 to $2,000,000 and are available to businesses located  in the USA.  

 Unsecured Small Business Loans and lines of credit. Unsecured, or uncollateralized, small business loans are designed to support entrepreneurs in a variety of financial situations. An unsecured loan from our partner offers quick, straightforward access to funding to grow  your small business. These types of loans do not require a borrower to put up personal collateral. Unsecured small business loans include:  

• Business Line Of Credit ›
• Working Capital Loan ›
• Online Loans ›
• Professional Loan ›
• Commercial Loans ›
• Short Term Business Loan ›
• Inventory Loan ›

With a Revenue Based Loan, a business can secure as much as $2 Million  in funding in as little as 72 hours with minimum paperwork, no  collateral, and with owners credit history posing no obstacles. 

INVOICE FACTORING.

Sell Your Accounts Receivable For Immediate Working Capital!

What is Invoice Factoring?

Accounts Receivable Invoice Factoring, also called "Invoice Financing" or "Accounts Receivable Financing",  is a way for a business to secure quick and ongoing funding by selling its accounts receivable at a discount in exchange for immediate working capital.

Invoice factoring is NOT a business loan. There is no collateral or personal guarantee required and owner credit score is not an issue.

The amount of financing available for  invoice factoring ranges from about $50,000 to well over $10 Million for  legitimate current invoices.

What is a Revenue Based Loan?

A Revenue Based Loan, called a Revenue Based Finance, is a transaction is which a business sells a percentage of sales over a period of time in exchange for up-front capital.

 A revenue based financing, however, is an agreement to purchase a  portion of a business' future sales at a discount in exchange for up-front working capital. The lenders recover their money by taking a  percentage of each month's sales revenues, so the amount paid back is greater in months where sales are higher and lower in months where sales  lower. 

Franchise Financing Overview.

Franchise Financing is a method to  purchase or expand franchise business while conserving capital for marketing and operations by financing part of the costs and repaying the loan in installments over a set period of time. 

Franchise financing to be used for the purchase of a new business is much easier to secure when it's an established franchise brand with  multiple successful locations than it would be with a newer brand that  doesn't have a similar track record of success. This is an important  consideration when deciding which franchise opportunity you may want to  pursue. 

What is An SBA Small Business Loan?

SBA loans are small business loans  made through banks, credit unions and other lenders who partner with  the SBA. SBA loans are designed to help borrowers who may not meet the  lending standards set by most banks by providing a government-backed  guarantee on part of the loan which reduces the risk for the lender and  makes approvals easier and with more flexible terms.

The SBA loan programs are available to both new and established businesses with the primary objective being to enable loans for longer repayment periods because of the looser underwriting criteria due to the SBA guarantee.  However, these programs  can also enable owners with bad credit to qualify for a term loan they may not have otherwise been able secure.

Instead Of Applying For A Business Loan, Consider Selling Your Accounts  Receivable For Immediate Working Capital. No Collateral Or Guarantee To Re-Pay Funds Required & Owner Credit Not An Issue!

The amount of financing available for invoice factoring ranges from about  $50,000 to well over $10 Million for legitimate current invoices. Capital is made available as a revolving line of credit and is based on the average monthly accounts receivable balance with a typical discount range of approximately 10%-30%. 

A Business Equipment Lease is a type of financing in which a lender  purchases a piece of equipment on behalf of a business and then "rents"  it back to the business at a pre-determined monthly rate for a set  period of time.  At the end of the lease term, there are generally  options that will allow the business to purchase the equipment for fair  market value or some pre-determined amount, or turn the equipment back  into the leasing company. Our partner offers numerous business equipment leasing options and can help you determine which are best for your situation. 

 Account 

      An account is the relationship between a consumer and a company.  An open account means the relationship is ongoing, while a closed  account indicates the relationship has ended.     

Account Number 

      An account number is a unique number that identifies the account a  consumer has with a company. Adverse Action An adverse action is an  unfavorable action, which could include being rejected for a line of  credit. The reason for an adverse action must be divulged by the  creditor.     

Bank Card 

      A bank card is a card issued by a bank which is linked directly to  a bank account. Bankruptcy Bankruptcy is a legal process that allows a  person or business to alleviate some debts, sometimes at the expense of  the creditor.     

Billing Cycle 

      The billing cycle is the time between your latest bill and your previous bill.     

Chapter 7 Bankruptcy 

      Chapter 7 bankruptcy issues court-administered liquidation of the  assets of an individual or business that is not capable of repaying  debts.     

Chapter 11 Bankruptcy 

      Chapter 11 bankruptcy allows for a troubled business to reorganize as an alternative to liquidation.     

Chapter 12 Bankruptcy 

      Chapter 12 bankruptcy is bankruptcy that applies to the farming industry.     

Chapter 13 Bankruptcy 

      Chapter 13 bankruptcy results in the debtor repaying the debts on a  schedule agreed upon by the debtor, creditors and court.     

Charge Card 

      A charge card is a credit card that must be paid in full every month, with no interest rate.     

Collateral 

      Collateral is property owned by the consumer that is to be forfeited by the consumer if the loan is not repaid.     

Credit 

      Credit is the ability to borrow money or services on the agreement that it will be repaid.     

Credit Bureau 

      A credit bureau is a company that gathers information on consumers  and their credit, and then distributes that history at a cost to other  potential creditors.     

Credit Card 

      A credit card is a card issued by a creditor with a maximum amount  of credit that may be placed on the account. This account requires the  consumer to pay a monthly payment until the balance is paid off.     

Credit Limit 

      Your credit limit is the maximum amount you may charge on a credit card.     

Credit Report 

      A credit report is a record of your present and past credit use.  Under the Fair Credit Reporting Act, you have the right to see your  credit history.     

Credit Risk 

      An assessment of the likelihood a consumer will be able to fulfill the credit agreement.     

Credit Score 

      A credit score is a calculated score determined from a number of factors that indicates a consumer’s credit worthiness.     

Creditor 

      A creditor is any company or individual that issues credit to consumers.     

Default 

      A default is a failure to meet the repayments agreed upon in the credit agreement.     

Dispute 

      A dispute is a questioning of the accuracy of information in a credit report.     

Fraud 

      Fraud is intentional misuse of information in order to cause someone to give up something of value.     

Identity 

      The characteristics of an individual consumer. Identity  information includes any information that can help identify a consumer,  including social security number, date of birth, etc.     

Inquiry 

      An examination of a consumer’s credit history.     

Installment Loan 

      An installment loan is a loan in which the repayment is divided  into amounts to be repaid at specific intervals as defined in the terms  of the loan.     

Lien 

      Lien is interest that a creditor maintains in the consumer’s property until the debt has been paid.     

Mortgage 

      A mortgage is an agreement where the owner places a real property as collateral for a loan.     

Permissible Purpose 

      A permissible purpose is a particular circumstance under which a  potential creditor may access a consumer credit report from a credit  bureau under the Fair Credit Reporting Act.     

Public Record 

      Public record refers to information available to the general public, including court judgments and bankruptcy.     

Retail Card 

      A retail card is a credit card issued by a retail store.     

 We will continue to offer additional FAQ's information on each of our services. There will also be a simplified USA.gov resource page to help you find what you are looking for faster and easier. Feel free to contact us when you need help finding the financial solution you were looking for.