All our services are available online.
We will continue listing our services here with a brief description / information on each of the services we offer.
To learn more about the service you have a question about you can click on the
"Find Out More button" and it will bring you to the page that has the additional information on the service and it will also give you the ability to apply for the service as well.
The Personal Loan Process. Our simple online loan request process is designed to connect you with a lender or lending partner from our network to fund your loan. In addition to personal loans, some of our lending partners may offer lines of credit. If successfully connected and approved, you can receive your funds in as little as one business day. You will then have anywhere from 90 days to 72 months in which to repay your loan, depending on the terms of the loan agreement.
Our Cash Advance service works to connect customers with short-term loan options, which help provide extra cash in times of need. Short-term loans are meant to be used only as a last resort option and paid back on or before a borrower’s next paycheck. Loan amounts are typically between $100 and $999.
We have all the Home loan solutions you are looking for. Home loan financing, refinancing, home equity lines and reverse mortgages. Single family home, townhome, condominium, multifamily home and manufactured home financing solutions. Financing options for your primary home, secondary homes and rental properties.
Depending on how long you’ve been out of school, your annual income and credit history is likely to have improved. By refinancing your existing student loans you may see a dramatic reduction in your interest rate – even a few points. With only a few exceptions, it is generally advisable for all student debt holders to at least explore a refinancing scenario, especially since getting your rate through our platform will have no impact on your credit score.
Getting approved through our auto loan service saves you time and money. Application and loan processes are private, secure, and confidential. There are no fees. It's free, fast, and easy. And there's never an obligation to use one of our lenders or loans.
Absolutely! One of the benefits of auto title loans is that they are secured by factors such as your vehicle’s equity value and your ability to make regular monthly payments on time, not just your credit score. Our Title Loans Service has been able to provide countless customers with auto title loans, including those with bad credit.
We Have Numerous Funding Options To Help You Find The Best Loan For Your Business! We are associated with direct lenders that will focus on your business cash flow instead of your credit score to get your loan approved in as quickly as 48 hours and funded in as soon as five days with extremely competitive rates and terms.
Unsecured Small Business Loans and lines of credit. Unsecured, or uncollateralized, small business loans are designed to support entrepreneurs in a variety of financial situations. An unsecured loan from our partner offers quick, straightforward access to funding to grow your small business. These types of loans do not require a borrower to put up personal collateral. Unsecured small business loans include:
Accounts Receivable Invoice Factoring, also called "Invoice Financing" or "Accounts Receivable Financing", is a way for a business to secure quick and ongoing funding by selling its accounts receivable at a discount in exchange for immediate working capital.
A revenue based financing, however, is an agreement to purchase a portion of a business' future sales at a discount in exchange for up-front working capital. The lenders recover their money by taking a percentage of each month's sales revenues, so the amount paid back is greater in months where sales are higher and lower in months where sales lower.
Franchise Financing is a method to purchase or expand franchise business while conserving capital for marketing and operations by financing part of the costs and repaying the loan in installments over a set period of time.
Franchise financing to be used for the purchase of a new business is much easier to secure when it's an established franchise brand with multiple successful locations than it would be with a newer brand that doesn't have a similar track record of success. This is an important consideration when deciding which franchise opportunity you may want to pursue.
SBA loans are small business loans made through banks, credit unions and other lenders who partner with the SBA. SBA loans are designed to help borrowers who may not meet the lending standards set by most banks by providing a government-backed guarantee on part of the loan which reduces the risk for the lender and makes approvals easier and with more flexible terms.
The SBA loan programs are available to both new and established businesses with the primary objective being to enable loans for longer repayment periods because of the looser underwriting criteria due to the SBA guarantee. However, these programs can also enable owners with bad credit to qualify for a term loan they may not have otherwise been able secure.
The amount of financing available for invoice factoring ranges from about $50,000 to well over $10 Million for legitimate current invoices. Capital is made available as a revolving line of credit and is based on the average monthly accounts receivable balance with a typical discount range of approximately 10%-30%.
A Business Equipment Lease is a type of financing in which a lender purchases a piece of equipment on behalf of a business and then "rents" it back to the business at a pre-determined monthly rate for a set period of time. At the end of the lease term, there are generally options that will allow the business to purchase the equipment for fair market value or some pre-determined amount, or turn the equipment back into the leasing company. Our partner offers numerous business equipment leasing options and can help you determine which are best for your situation.
An account is the relationship between a consumer and a company. An open account means the relationship is ongoing, while a closed account indicates the relationship has ended.
An account number is a unique number that identifies the account a consumer has with a company. Adverse Action An adverse action is an unfavorable action, which could include being rejected for a line of credit. The reason for an adverse action must be divulged by the creditor.
A bank card is a card issued by a bank which is linked directly to a bank account. Bankruptcy Bankruptcy is a legal process that allows a person or business to alleviate some debts, sometimes at the expense of the creditor.
The billing cycle is the time between your latest bill and your previous bill.
Chapter 7 Bankruptcy
Chapter 7 bankruptcy issues court-administered liquidation of the assets of an individual or business that is not capable of repaying debts.
Chapter 11 Bankruptcy
Chapter 11 bankruptcy allows for a troubled business to reorganize as an alternative to liquidation.
Chapter 12 Bankruptcy
Chapter 12 bankruptcy is bankruptcy that applies to the farming industry.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy results in the debtor repaying the debts on a schedule agreed upon by the debtor, creditors and court.
A charge card is a credit card that must be paid in full every month, with no interest rate.
Collateral is property owned by the consumer that is to be forfeited by the consumer if the loan is not repaid.
Credit is the ability to borrow money or services on the agreement that it will be repaid.
A credit bureau is a company that gathers information on consumers and their credit, and then distributes that history at a cost to other potential creditors.
A credit card is a card issued by a creditor with a maximum amount of credit that may be placed on the account. This account requires the consumer to pay a monthly payment until the balance is paid off.
Your credit limit is the maximum amount you may charge on a credit card.
A credit report is a record of your present and past credit use. Under the Fair Credit Reporting Act, you have the right to see your credit history.
An assessment of the likelihood a consumer will be able to fulfill the credit agreement.
A credit score is a calculated score determined from a number of factors that indicates a consumer’s credit worthiness.
A creditor is any company or individual that issues credit to consumers.
A default is a failure to meet the repayments agreed upon in the credit agreement.
A dispute is a questioning of the accuracy of information in a credit report.
Fraud is intentional misuse of information in order to cause someone to give up something of value.
The characteristics of an individual consumer. Identity information includes any information that can help identify a consumer, including social security number, date of birth, etc.
An examination of a consumer’s credit history.
An installment loan is a loan in which the repayment is divided into amounts to be repaid at specific intervals as defined in the terms of the loan.
Lien is interest that a creditor maintains in the consumer’s property until the debt has been paid.
A mortgage is an agreement where the owner places a real property as collateral for a loan.
A permissible purpose is a particular circumstance under which a potential creditor may access a consumer credit report from a credit bureau under the Fair Credit Reporting Act.
Public record refers to information available to the general public, including court judgments and bankruptcy.
A retail card is a credit card issued by a retail store.
We will continue to offer additional FAQ's information on each of our services. There will also be a simplified USA.gov resource page to help you find what you are looking for faster and easier. Feel free to contact us when you need help finding the financial solution you were looking for.
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Our goals are to help as many people and businesses as possible. Many times this is done without DDDLoans receiving a referral fee or commission.
We do receive referral fees at times, but not enough to cover all our operational costs.
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Thank you for helping us help others.